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Costs of Surrogacy:
What to Expect

Thinking about growing your family through surrogacy? Planning for surrogacy involves understanding the associated costs at every stage. Surrogacy expenses can feel overwhelming at first, but breaking them into clear, manageable parts makes planning much easier. Our Surrogacy Cost Calculator gives you a clear breakdown of expenses, so you know exactly what to expect.

What are Surrogacy Expenses?

Financial planning is a major component of your surrogacy journey. To assist you, we’ve detailed the primary expenses associated with surrogacy, categorized into key phases. You can find detailed information in the section below.
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  • Administrative Services
  • Preconception Expenses
  • Conception Expenses
  • Professional Expenses
  • Pregnancy Care Expenses
  • Post-Care Expenses

Our Surrogacy Programs

Premium
Our Premium Surrogacy Program provides a smooth journey from personalized surrogate matching to post-delivery support. We include free rematching before the first embryo transfer and manage all legal and financial details, ensuring peace of mind throughout the process.
— The Single Embryo Program is designed for intended parents with one remaining embryo and no plans for future transfers. If the transfer doesn’t result in a pregnancy, a partial refund is provided.
Premium Select
Our Premium Select Program builds on the Premium Surrogacy Program with faster matching to reduce wait times and free rematching after a second unsuccessful transfer. It also includes access to specialized OB care and surrogate wellness programs, enhancing your surrogacy journey.
Private Client
For clients seeking enhanced privacy, this program provides white glove, concierge services through an executive team.
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Payment Timeline

We’ve simplified the payment process into three clear milestones, making it straightforward and budget-friendly. Our professional fee is divided across these payments and covers key services for legal support, escrow management, and mental health services. While we’ve partnered with preferred providers to streamline the process and simplify budgeting, intended parents are welcome to work with their own professionals, provided they are well-versed in third-party reproduction. Escrow setup and funding are handled directly through the escrow company, ensuring secure and transparent management of surrogate-related financial transactions.

01

When You Begin the Surrogate Search

This payment allows us to begin searching for the ideal surrogate for your family. What’s included:
  • The first portion of the professional fee.
  • Support and resources to guide you through the matching process.
02

When You Match with a Surrogate

Once a match is made, the second payment ensures the surrogate is prepared for medical screening and that the logistics are managed smoothly. What’s included:
  • The second portion of the professional fee.
  • Coordination of the surrogate’s medical screening process through your fertility clinic.
  • Assistance with setting up escrow directly with the escrow company for secure funding.
03

When the Surrogate Gets Medical Clearance

The final payment is due once the surrogate is medically cleared to proceed. What’s included:
  • The remaining portion of the professional fee.
  • Legal services to finalize contracts and establish parental rights.

How the Surrogacy Cost Calculator Works

This tool gives you a detailed estimate, helping you prepare for every phase of your surrogacy journey. Our calculator considers critical factors like:
CALCULATE YOUR COSTS NOW
  • State-specific costs for surrogate compensation and legal services.
  • The number of IVF cycles required and additional fertility treatments.
  • Insurance needs to cover medical expenses.
  • Travel and miscellaneous disbursements.

Get Started Now

Estimate your surrogacy costs with ease. Use our Surrogacy Cost Calculator to plan your journey step-by-step and take the first step toward growing your family.

PLAN YOUR JOURNEY NOW

Frequently Asked Questions

How much does surrogacy cost in the U.S.?
The total cost typically ranges between $125,000 and $200,000, depending on factors like medical needs, legal services, and surrogate compensation.
Can surrogacy costs vary by location?
Yes, factors such as state laws and local compensation rates influence the overall cost.
What insurance coverage is needed for surrogacy?

  • If the surrogate has medical insurance that covers surrogacy-related care, this can be used, depending on the terms of her plan.

  • In cases where her insurance does not cover surrogacy, a supplemental policy or a new insurance plan must be purchased to ensure proper coverage.

  • Supplemental insurance is often required to cover gaps in existing policies, especially for pregnancy-related medical care.

Can I finance surrogacy costs?
We work with trusted financing partners to help make surrogacy more affordable. Contact us for details.
HAVE QUESTIONS? CONTACT US