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Intended Parents

Financing Options for Intended Parents

Starting (or growing) a family
for you is important.

There’s no denying that. It’s something that you’ve desired for far too long, but at the same time, it may not be financially feasible for you.

Should you give up on your dream? OF COURSE, NOT!

We at Family Inceptions do everything in our power to help you achieve your dream and to remove the financial obstacles. We are blessed to be able to offer financing for the entire surrogate & egg donation journey. 

All of the costs during this process can pile up and the figure can look huge and daunting, you don’t have to worry about that. We’ve prepared a list of three companies that will offer you stress-free financial solutions for your entire journey.

In partnership with Lightstream, intended parents now have the best financing option.

Lighstream offers unique programs specifically for family creation at an easy, convenient and affordable cost.


All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

LightStream offers personal loans for medical, fertility, and adoption financing for U.S. citizens and legal residents. Here’s what you can expect when working with Lightstream:

  • Hassle-free loans
  • Easy & Secure online application
  • Low fixed rates
  • Flexible loan terms
  • Finance the entire process from legal fees to travel and medical fees
  • No fees or prepayment penalties
  • Unsecured loans from $5,000 to $100,000
  • Funds deposited directly into your account
  • Good to excellent credit only