Intended Parents

Financing Options

Starting (or growing) a family
for you is important.

There’s no denying that. It’s something that you’ve desired for far too long, but at the same time, it may not be financially feasible for you.

Should you give up on your dream? OF COURSE, NOT!

We at Family Inceptions do everything in our power to help you achieve your dream and to remove the financial obstacles. We are blessed to be able to offer financing for the entire surrogate & egg donation journey. 

All of the costs during this process can pile up and the figure can look huge and daunting, you don’t have to worry about that. We’ve prepared a list of three companies that will offer you stress-free financial solutions for your entire journey.

In partnerships with Lightstream and Prosper Lending, intended parents now have the best financing options.

Our financing partners offer unique programs specifically for family creation at an easy, convenient and affordable costs.


All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

LightStream offers personal loans for medical, fertility, and adoption financing for U.S. citizens and legal residents. Here’s what you can expect when working with Lightstream:

  • Hassle-free loans
  • Easy & Secure online application
  • Low fixed rates
  • Flexible loan terms
  • Finance the entire process from legal fees to travel and medical fees
  • No fees or prepayment penalties
  • Unsecured loans from $5,000 to $100,000
  • Funds deposited directly into your account
  • Good to excellent credit only

Prosper Healthcare Lending

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential