Welcome Carrot Fertility Members. Family Inceptions is now part of the Carrot Fertility Network.  Click to read more.

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Intended Parents

Financing Options for Intended Parents

Starting (or growing) a family
for you is important.

There’s no denying that. It’s something that you’ve desired for far too long, but at the same time, it may not be financially feasible for you.

Should you give up on your dream? OF COURSE, NOT!

We at Family Inceptions do everything in our power to help you achieve your dream and to remove the financial obstacles. We are blessed to be able to offer financing for the entire surrogate & egg donation journey. 

All of the costs during this process can pile up and the figure can look huge and daunting, you don’t have to worry about that. We’ve prepared a list of three companies that will offer you stress-free financial solutions for your entire journey.

In partnership with Lightstream, intended parents now have the best financing option.

Lighstream offers unique programs specifically for family creation at an easy, convenient and affordable cost.


We’ve teamed up with LightStream to offer low-interest financing to people with good credit.  LightStream has an easy online application process, and provides a quick response during business hours. This is a confidential process between you and LightStream. 


  • Loans from $5,000 to $100,000 with no fees
  • Easy online application process
  • Flexible loan terms
  • Receive a quick response during business hours
  • Online loan process – from application to funding
  • Low fixed rates
  • The loan is unsecured, with no liens or collateral requirements
  • Once approved, funds are deposited directly into the client’s bank account
  • No down payment or prepayment penalty

We may be compensated by LightStream through this link.

All loans are subject to credit approval by LightStream.